🛠 Build Habits — Deposit 5: Managing Debt Without Hopelessness

Learn practical strategies to manage and reduce debt, release guilt from the past, and move forward with hope and discipline.

Debt is heavy, but it doesn’t have to bury you in shame or hopelessness. For many, debt comes from emergencies; for others, from a lack of knowledge or discipline. Either way, the past doesn’t define your future. You cannot move forward looking backward.

In this Deposit, you’ll gain practical tools to reduce debt while also learning how to release guilt and begin again with confidence and hope.

What’s Inside:

• Step-by-step strategies to manage and reduce debt
• Tools to create a realistic repayment plan
• Encouragement to release guilt and embrace fresh momentum

Access Deposit 5 today and start moving from debt and discouragement to discipline and hope.

Delivered as a PDF — compatible with all devices.